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The Money Conversation Every Couple Needs to Have But Never Does

March 25, 2026

Nearly 3 in 4 couples say money is a source of tension in their relationship. But most never figure out why, or what to do about it.

In this episode of Friends Talk Money, Richard, Pam, and Terry talk with Heather and Doug Bonaparte, a married couple and co-authors of the book Money Together. Heather is a business and legal affairs attorney. Doug is a certified financial planner and founder of Bona Fide Wealth. And together, they have had every hard money conversation you have been putting off.

If you are married, partnered, or thinking about combining finances with someone, this conversation will change the way you think about money together.

They cover:

  • Why debt and shame are silently running your relationship
  • How financial power really works between partners
  • Joint accounts vs. separate accounts, what actually works
  • Navigating money in second marriages
  • What to do when you and your spouse have different risk tolerances

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Nearly 3 in 4 couples say money is a source of tension in their relationship. But most never figure out why, or what to do about it. In this episode of Friends Talk Money, Richard, Pam, and Terry talk with Heather and Doug Bonaparte, a married couple and co-authors of the book Money Together. Heather is a business and legal affairs attorney. Doug is a certified financial planner and founder of Bona Fide Wealth. And together, they have had every hard money conversation you have been putting off. If you are married, partnered, or thinking about combining finances with someone, this conversation will change the way you think about money together. They cover:
  • Why debt and shame are silently running your relationship
  • How financial power really works between partners
  • Joint accounts vs. separate accounts, what actually works
  • Navigating money in second marriages
  • What to do when you and your spouse have different risk tolerances
-

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