Season 2

Gold Rush 2020

Episode Notes

For centuries, gold has been considered a store of wealth. For some investors, this belief may be stronger than ever before, as gold prices have reached record highs recently, driven largely by its reputation as a hedge against market volatility and concerns over the safety of global currencies. Yet it’s important to remember that while gold is doing well now, as an asset class it has significantly underperformed the S&P 500 over the past decade. That’s why most advisors recommend that investors allocate no more than 15% of their portfolio to gold. What’s the best way to get into the gold market? Pam, Richard and Terry weigh in on the pros and cons of investing in physical gold like coins and bullion, versus ETFs and mutual funds that invest directly in gold and funds that invest in mining companies that fulfill the global demand for this precious metal.

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Season 8
Tax Tips — Don’t Procrastinate!

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The clock is ticking towards Tax Day, April 18. Here are some timely tips for tax form procrastinators.

For further research:

Season 8
Annuities for Retirement Income

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Mention the word “annuity” and most investors recoil. There seem to be so many hidden secrets and costs.  And high pressure sales tactics along with "free dinners."

In today’s podcast we unravel those mysteries – with the one man who has consistently worked to educate the public to the ins and outs of annuities – as well as some of the better uses of these insurance company contracts.  Stan Haithcock’s website – -- is a great resource for free basic information and good advice on annuities.  And Stan is one of the most entertaining financial speakers you’ll ever meet.

So, sit back and enjoy our podcast.  We devote special attention to Multi-Year Guaranteed Annuities (MYGAs), now yielding over 5.5%.  They’re the insurance industry’s version of a bank CD, without the FDIC backing.  And they are a great way to improve yields either inside or outside your IRA.

To read more about MYGAs, here’s a link to Terry’s column on the subject:

And if you’d like to listen to more of Stan’s terrific approach to financial markets, both Terry and Pam have recently joined him on HIS podcast.  You’ll find the links to these conversations here:

Terry Savage: The Savage Financial Truth in 2023

Pam Krueger: Your Wealthramp to Fiduciary Advice


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Podcast Hosts

Pam Krueger

Pam Krueger

Terry Savage

Terry Savage


Richard Eisenberg

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